1. Inefficient debt structuring that means tax benefits are not optimised resulting in higher loan costs
2. Frequently they are paying too much for personal insurance premiums
3. Poor estate planning potentially effects their transfer of wealth
4. Superannuation investments are often not structured effectively to achieve retirement needs
5. Purchasing or growing Practices is done with incorrect or inefficient structures
Why Debt Structuring is important
Problem Areas
- Medical Professionals often have inefficient debt structuring so tax benefits are not optimised resulting in higher effective loan costs
Usual Approach
- Take out individual loans over time without proper structuring
- Use medical financiers who are great at writing the loan but may not consider the importance of debt structuring across the portfolio
Better Approach
- Get your entire financial team – Wealth Advisor, Loan Broker, Accountants etc working together to structure debts properly
- Establish the optimum way to structure that debt as part of an overall picture
Ask about a Free Debt Structuring
Review Call
Revised debt structuring may provide significant advantages if you:
- Have a loan on your Principal Place of Residence
- Own more than one property or
- Are looking to purchase a property
Ask about a Free Debt-Structuring Review CallAsk about a Free Debt Structuring Review Call
An exclusive service for medical professionals with
specialist expertise powered by One Wealth Advisory.
How Medical Wealth Advisory can help?
- Conduct a comprehensive debt review and analysis
- Identify opportunities for advanced debt optimisation strategies
- Implement an optimisation plan to remove or restructure inefficient debts
- Engage and liase with your existing Accounting relationship
- Regular ongoing debt management reviews
Enquire about an Obligation-Free Debt Structuring Review call TodayEnquire about an Obligation-Free Debt Structuring Review call Today